Heavy Equipment Loan

To provide additional Secured loan to clients with existing current loan secured by a chattel mortgage (heavy equipment). Heavy Equipment or heavy machinery refers to heavy-duty vehicles, specially designed for the contruction industry (i.e. Backhoe, Fork lift etc.), most frequently ones involcing earthwork operations or other large contruction tasks.


  • A loyal loan client for at least 2 years with a loan account secured by mortgage over a property under borrower's name.
  • With a stable business or a stable source of income for the last 2 years;
  • With no negative record on the Character Investigation/ Background Investigation or CIBI and must undergo FRR prior to approval.
  • Must pass the cashflow analysis to assess repayment capacity
  • No previous history of restructuring in the last 2 years or has not availed of any RBS amnesty program;
  • With a good repayment record
    • delayed payment once but no longer than 1 month in the last 2 loan terms availed of.
    • on daily amortized loans, no more than 2 missed payments per term.
  • Minimal follow-up,
  • If with issued Postdated Checks, no more than 1-time request for hold on "clearing" of PDC and must not exceed two (2) weeks from the date of cheque.
  • With a Savings deposit placement or current account.

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Corporate Head Office

Maharlika Highway, Poblacion South, Solano, Nueva Vizcaya


Bagabag Branch

National Road, San Pedro, Bagabag, Nueva Vizcaya


Bayombong Branch

National Road, Don Tomas Maddela, Bayombong, Nueva Vizcaya


Bambang Branch

National Road, San Antonio North, Bambang, Nueva Vizcaya


BLO Maddela

Natinal Road, Poblacion Norte, Maddela, Quirino


BLO Solano

Gaddang St.,Poblacion South, Solano, Nueva Vizcaya


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