MSME "RE CAP" Recovery, Revolving, Capital

For Working Capital, Capital Expenditure or both, geared toward helping the economic recovery of MSMEs.

Coverage/ Eligible Borrowers
  • Entities that are involved in export, import - substitution, and projects related to the Government's Investment Priorities Plan such as manufacturing, tourism, agri-modernization, telecommunications, infrastructure, power/energy generation or distribution, and all other infrastructure and development programs, including trading and service providers.
  • No negative record in NFIS (Negative File Information System) and pending case for the last 7 years.
  • With business currently operating for more than 2 years.
Loan Amount
  • From ₱150,000.00 to ₱50 million per borrower subject to computation of Debt Capacity Ratio and cashflow.
Interest Rate
  1. Secured with NEW title
    • 12% per annum
    • With 1.5% service charge per annum
  2. Unsecured
    • Existing Loan Credit with attachment with attachment of title under REM and up to 40% of collateral value = 1.5% per month + 2% service charge per annum.
    • New Loan Clients with post-dated check (PSD)
      • Depositor up to 3 times of previous year ADB = 2% per month + 2% service charge per annum.
      • Not yet depositor but with daily sales deposit commitment = 2.5% per month + 2% service charge per annum.
      • No daily sales deposit commitment = 3% per month + 2% service charge per annum.

Want to know more?

Corporate Head Office

Bagabag Branch

Bambang Branch

Bayombong Branch

BLO Solano

BLO Maddela