Salary Loan

This type of loan is intended for purposes of aiding or helping the teachers/employees of the specified school/institution by providing them loans of small amounts for their respective personal consumption. The amount of loan shall depend on the net take home pay of the borrower.

Eligible Borrowers
  • Person of legal age but not to exceed 55 years of age;
  • Of good moral character;
  • Regular Employee of the specified institution disbursing employee's salary through the bank;
  • With co-makers from the same institution. Co-makers, for this purpose, must also be a qualified borrower.
  • With net pay not lower than ₱______ considering the amortization as illustrated in the certificate photocopy of payroll and the payment schedule.
  • Savings account holder of RBS where regular salary is being deposited;
    Teachers with good credit standing and paying capacity, as evidenced by other income aside from salary maybe granted two (2) step higher than the loan package but not exceeding the maximum amount.

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